If you receive a refund you are not entitled to, you must pay it back when Birmingham Midshires asks you to. Call us now on 020 8979 9684. Over the phone. In future, your statement will show all the sub-accounts that make up your account. If you have any queries regarding the interest rate or product your mortgage account is on and need to know how to request a certificate of interest this section will help. Please visit Birmingham Midshires direct at www.bmmortgages.co.uk for administrative enquiries such as; address changes, redemption & mortgage statements, payments holidays, over payments and general account queries. Also, if applicable, tell us if you'd like the figure to be based on your insurance policy being cancelled or continued at redemption. It shows all transactions made during this period. 0345 *******or by post to Completions, Mortgage Services, Trinity Road, Halifax HX1 2RG. redemption & mortgage statements, payments holidays, over payments and general account queries. Birmingham Midshires is a division of Bank of Scotland plc. The good news is that we can arrange a BM Product Transfer for you swiftly, easily, and free of charge. How much can I overpay by, without being charged early repayment charges? Birmingham Midshires is a division of Bank of Scotland plc. Contacts Press releases Modern Slavery Act Statement Martin's Biography The MSE Charity Fund Facebook Twitter Youtube Instagram. Generally these remortgage transactions take between 3-7 weeks. This site is intended for UK residents unless otherwise stated. BM Mortgage Advisers are a specialist information portal for BTL Mortgages. The only exception to this applies to both lender's Free Legal Remortgages, where firms should continue to use existing methods of submission until advised otherwise. You may wish to look at any government guidance issued. Electronically - using telegraphic transfer or the Faster Payments Service. Remember, for any part of your loan which is interest only the balance doesn't reduce as you're only paying back the interest and it's a requirement that you have a repayment plan in place. Contact us - Landmark Mortgages 0800 022 3847. You should receive your redemption statement within 7 working days. If you have an enquiry about an existing mortgage account, you can call us on 0345 300 2627 (lines are open Monday to Friday 8am to 8pm, Saturday 9am to 1pm). Registered in Scotland No. SC327000. Birmingham Midshires Corporate Centre Pendeford Business Park . Find out more about government schemes, how to fund energy efficient property improvements, and tips on how to make your property more sustainable. After you've completed the document, you'll need to print a hard copy, sign and return it to us no less than 7 days before the end date of completion. For completions taking place today and tomorrow, they have arranged contact via cliftoncompletions@boi.com. You can order a mortgage interim statement at any time by telephone or letter. What if I have made an arrangement to pay a different amount or my account is in arrears? Your mortgage may be a combination of different repayment methods with different interest rates over different mortgage terms. Our tracker rates are linked to the Bank of England base rate administered by the Bank of England, this rate can go up or down which will impact the cost of your mortgage payments. Birmingham Midshires. We may request a redemption statement at the beginning of your Remortgage for information, which could show early redemption penalties. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. If you're calling from outside the UK to speak to our savings team please dial +441902 428 311. I have been with Birmingham Midshires since 2017 under an interest-only 5 year fixed rate buy to let mortgage. . Look at this section if you require a copy statement, a part year statement, redemption or closing statement for your mortgage account. The bank will not simply disclose this information to any third party, without proper authorisation and instructions. For telephone line opening times, please read the information in our contact section. Redemption Statements for Birmingham Midshires Requests submitted under Birmingham Midshires (BM) accounts should begin with 60 and be 14 digits long.. If your mortgage payment changes we'll write to you confirming the change. What to do should you have a query on a case or additional documentation: Once you have this information, you can request a redemption statement. If you have any queries regarding your anniversary statement, firstly please refer to the notes enclosed with your statement as these may answer your query without the need for you to contact us. Your Reference For more information please call 03457 30 20 11. Your Mortgage Illustration will detail the fees which are included in this calculation. We cannot assist with these queries. Please note a new Disclosure Form does not need to be submitted and we do not need to be informed. Registered in Scotland No. Birmingham Midshires is an online trading name of Bank of Scotland plc (part of Lloyds Banking Group ). If you are remortgaging from Birmingham Midshires to another mortgage lender then you will need a redemption statement. If the account number is under the previous format starting 200, this will need to be converted to the new account number beginning with 60, if your client is not aware of the new number they will find this on their latest Mortgage statement or migration letter. Please note Nationwide do NOT require notification that redemption funds have been paid to any mortgage accounts. Gross rate means that we will not deduct tax automatically from your interest. Birmingham Midshires is a division of Bank of Scotland plc. Borrowers Full Names SC327000. Tax free is the contractual rate of interest payable where interest is exempt from income tax. For telephone line opening times, please read the information in our contact section. Closed Sundays and bank holidays) If you are solicitor applying on behalf of a member, please complete the Redemption Statement request form instead. LS1 1NS Birmingham Midshires no longer offers mortgage products direct to customers. How do I request an annual mortgage statement from you? Your home may be repossessed if you do not keep up repayments on your mortgage. Registered Office: The Mound . Mortgage Loans will be made by Birmingham Midshires. To stay up to date with your mortgage, please call us Additional Borrowing - Conveyancers Confirmation Form You will also be able to confirm this and other status updates in the actions performed section within Lender Exchange. Wobaston Road Product Transfers - we can switch your product almost instantly and activate your new rate from your next payment due. Previously, Birmingham Midshires was a building society, known as the Birmingham Midshires Building Society . This includes servicing existing customers with product transfers, further advances and mainstream mortgages. *Redemption Statements can only be produced up to the end of the following month. If you want to pay your mortgage off in full, or if you're in the process of re-mortgaging to another provider, then you'll need a redemption statement. Find details of the early repayment charges that would apply if you paid your mortgage off in full. SC327000. You have made one or more overpayments totalling over 10% of your mortgage balance in one year. If your account is in arrears and you have a repayment plan in place, please review the terms of the plan as payments may need to be altered. These documents are subject to change and should not be saved locally for future use. For cases where the valuation was carried out from 23 September 2022, the Disclosure Form must accurately reflect the incentives being offered and you should follow the lenders current guidance as per 6.4.4 of the UK Finance Mortgage Lenders Handbook. If you do not pay by direct debit, please continue to make the payment that you have agreed with our collections team or contact them to review your arrangement. If you want to pay your mortgage off in full, or if you're in the process of re-mortgaging to another provider, then you'll need a redemption statement. Calls may be monitored and recorded for security and training purposes. Birmingham Midshires Adviser - Our advisers are experts at dealing with Buy to Let mortgages from Birmingham Midshires and BM Solutions. See a full breakdown of your mortgage account and payments over the last 12 months. If you pay your mortgage by direct debit, you do not need to do anything as we will automatically change your payment from the date shown. For TMW redemptions ONLY use SL.Redemptions@nationwide.co.uk Firms are now expected to have in place policies, processes and systems to ensure compliance with the CQS Core Practice Management Standards (CPMS). The Bank of England Base Rate and your mortgage>. Each sub-account may have a different repayment method, interest rate and term. Please call us if you'd like us to do this. Pendeford Business Park By phone call us on 0345 602 2828. originationspostofferinbox@barclayscorp.com. This section may also help you if you have a query after receiving your annual mortgage statement or a query with the balance on your mortgage account. Your interest is calculated on a daily basis, which means that the number of days in each individual month determine the number of days' worth of interest charged. If submitted without 5 working days notice, COTs will be processed as soon as reasonably practicable. BOI are currently experiencing technical and connection issues that is impacting their ability to send and receive panel firm requests/ information through RightFax. If submitted with any other form of account number, it will be rejected and if the request is submitted under BM for any other Lloyds brand, the request will also be rejected. We've now combined these, so you have one account and one account number, and you will need to make one payment for this account. Registered in Scotland No. Therefore please do not send any requests to that email address after that time as it will not be actioned. Conveyancers should anticipate changes to P2s over the coming weeks. Birmingham Midshires is a division of Bank of Scotland plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Bank Statement If requested Landlord Reference If requested Mortgage Statement If requested Previous Lender's Reference If requested Proof of residence If the applicant(s) is/are not on the voter's roll at the current address, proof of residence must be provided: eg bank . Please note: If you have specified a completion date on your questionnaire, we will not complete your Remortgage before this date. Birmingham Midshires buy to let existing customers need to arrange a product transfer through specialist brokers like ourselves. The payment won't leave your account until the day you specified when you set up the standing order. Redemption Reason: Sale/Remortgage You can make a mortgage payment using your debit card for any amount between 5 and 60,000 by calling us on 03845 300 2627. Registered Office: The Mound, Edinburgh, EH1 1YZ. Stamp Duty and new build financial incentives SC327000. Financial Services Register number 169628. To contact the FCA Consumer helpline, please ring 0800 111 6768. Registered in Scotland No. Calls may be monitored and recorded for security and training purposes. To ask us for the total amount needed to repay your mortgage, please call to request a redemption statement on 0345 300 2627. Birmingham Midshires transfer of equity is the process of adding or removing someone from an existing Birmingham Midshires mortgage account. Each sub-account has a separate monthly payment that we total before collecting the full amount from you each month. Registered Office: The Mound, Edinburgh, EH1 1YZ. If the standing order is due to leave your account on a weekend or bank holiday, the payment will not leave your account until the next available bank working day. This may not be in the month of your request. You should only complete the fields on . PO Box 833 the account opening date. Our lines are open Monday to Friday 8am - 8pm and Saturday 9am - 4pm. with your request. It also deals with whether Birmingham Midshires lend on buy-to-let . Commercial customers: 0161 333 7415. In partnership with Leeds Building Society LMS launched Secure Link on 26 September 2022. (9am to 5pm Monday to Friday, excluding bank holidays) e-mail: customer.services@chl.org.uk. You will receive this letter by mid-October, if you have any queries, please call us on 0345 300 2627. This could be a good time to consider paying by direct debit. If you have a Buy to let mortgage, to find out more about the products we offer through the intermediary channel please contact an independent financial adviser. Calls may be monitored and recorded for security and training purposes. You might feel more comfortable calling us to discuss your complaint. Property address (First line of address) Post code. But to help us resolve your complaint as Latest Product Updates : Birmingham Midshires reduces BTL Rates - 01/12/2022 {Bank Rate increased to 4% - February 2023|Bank Rates increased to 4% in February 2023|Bank Rates Increased to 4% - February 2023} . You are responsible for paying any tax due to HM Revenue and Customs. For example, on a mortgage balance of 200,000 you can overpay by up to 20,000 as either a lump sum or regular monthly overpayments in one calendar year. If you have a complaint regarding any of our services or products please contact us following the complaints procedure. Alternatively call the Money Advice Service on 0300 500 5000 or visit www.moneyadviceservice.org.uk. Account code: 06968870. For telephone line opening times, please read the information in our contact section. Registered in Scotland No. If you make your monthly payment on the 1st, we'll charge the least amount of interest for the month. Customer information. Mortgage Account Number If there are any changes to the amount, date or frequency of your Direct Debit, Birmingham Midshires will notify you in advance of your account being debited or as otherwise agreed. Wolverhampton Alternatively, please contact us by telephone or letter and we will be happy to help you. Redemption Statements for Birmingham Midshires Birmingham Midshires is a division of Bank of Scotland plc. Lines are open Monday to Friday 9am to 5:30pm. Some customers may also have a sub-account 98 if they have a mortgage account fee. In the meantime, please call us on 0345 602 2828 or write to us at the address below. Gross rate means that we will not deduct tax automatically from your interest. APR stands for Annual Percentage Rate and APRC stands for Annual Percentage Rate of Charge. This site is intended for UK residents unless otherwise stated. SC327000. You can order your closing statement at any time by telephone or letter. You can use this section of the website to help you with the following enquiries which you may have regarding your mortgage account: If you change your name, address or telephone number this section will let you know what to do to ensure our records are up to date. Birmingham Midshires is a division of Bank of Scotland plc. We will update your mortgage details and change the date we collect your future direct debits. You will receive this letter by mid-October, if you have any . Our tracker rate mortgages are linked to Bank of England Bank Rate (also known as Bank of England repo rate). If you would like more information please call us on 0345 300 2627 (our lines are open 8am to 8pm Monday to Friday and 9am to 1pm Saturday). If you want to know the total amount needed to repay your mortgage, please call to request a redemption statement on 0345 727 3747. 12 replies 714 views . Mortgage Loans will be made by Birmingham Midshires. Calls may be monitored or recorded. Once produced we'll send you the redemption statement along with a breakdown. Calls may be monitored and recorded for security and training purposes. Please visit Birmingham Midshires direct at www.bmmortgages.co.uk for administrative enquiries such as; address changes, redemption & mortgage statements, payments holidays, over payments and general account queries. You won't need to notify us if you're providing: It's important you consider whether by providing this support you are still able to afford your household bills, pay your mortgage and it doesn't put you in financial difficulty. This button displays the currently selected search type. Reference number: Your 14 digit mortgage account number followed by 00. Registered in Scotland No. Registered in Scotland No. Online - some banks' online banking services will let you make regular or one-off transfers to your savings account. Critical Illness Customers Name We'll post your redemption statement within 5 working days. Whilst any change in financial incentive would ordinarily need an update to the Disclosure Form, Nationwide and TMW will take the following approach (including shared equity cases): You should allow up to 3 working days for a payment to reach us. You can cancel a Direct Debit at any time by simply contacting your bank or building society. Please remember to order a LM04 before submission of your COT/Exchange as per 6.4b of the CQS (CPMS). We'll forward your instructions onto your bank authorising them to allow payments to be collected from your account. If your mortgage started before 1 May 2000, or is a property in Scotland or Northern Ireland please contact us on 0345 300 2627 for further information. PO Box 833 Survey here | Brewers Fayre Survey here birmingham midshires redemption statement telephone . For mortgages with a pre fix of 60: 0345 600 3853. Registered office: The Mound, Edinburgh EH1 1YZ. They said it's a different account for redemption of mortgages. The majority of our customers will have a sub-account 01 which is their main mortgage and a sub-account 99 which holds fees. Wobaston Road How to get a mortgage redemption statement. For BTL mortgages the maximum borrowing is generally limited firstly by the Loan the Value - which is 75% of the value of the property. We will always give you more notice when we are able.